Problem Statement

The current state of AI and DeFi presents several challenges:

• Centralized AI Development: Major corporations control AI innovation, limiting access and diversity in data and applications.

• Economic Exclusion: Billions lack the resources or infrastructure to participate in digital economies, particularly in third-world regions.

• RWA Trust Issues: Tokenized assets face skepticism due to inadequate verification and transparency mechanisms.

• Data Limitations: AI models rely on centralized, often biased datasets, reducing their utility and fairness.

Virtue Finance addresses these issues with a decentralized, community-driven approach that redefines accessibility and trust in the AI and DeFi space.